101 Guide on Union Bank of India SMS Banking Service: With the help of an SMS banking service, Union bank provides its customers with instant notifications of the transactions made in their bank accounts.
It lets an account holder detect any unauthorized activity or access to the bank account. It also helps customers to know their balances and get Mini statements instantly by just sending an SMS.
Steps to activate the Union Bank of India SMS Banking Facility
Below mentioned are the steps to activate the Union Bank of India SMS Facility:
Step 1: Visit the home branch of Union Bank of India.
Step 2: Fill up the application form and submit the same to get the SMS banking facility activated.
To activate the SMS banking service by calling the customer care unit, below mentioned are the steps:
Step 1: At first, customers are required to get their mobile number registered with the bank.
Step 2: Call on the toll-free numbers of Union bank of India i.e. 1800-22-2244 or 1800-208-2244.
Step 3: Choose the preferred language and then enter the bank account number.
Step 4: Enter the debit card number along with its expiry date. Now, choose SMS activation.
Step 5: Finally, the SMS service gets activated upon which various services can be carried out.
Services that can be carried out via SMS Banking:
Below mentioned are the services that can be availed of via SMS banking:
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To check the Union Bank of India account balance:
To know the account balance, send an SMS to the Union Bank Balance Enquiry Number given below in the below-mentioned format i.e. UBAL<space>Account Number, and send it to 09223008486. An SMS would be received containing the account balance.
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To check the Union Bank of India Mini Statement:
Account holders are required to send UMNS<space>Account Number to 09223008486 so as to get Union Bank of India Mini Statement. An SMS would be received containing the details of the last 5 transactions made.
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To check the cheque status
To check the status of the cheque deposited, send an SMS UCSR<space>Cheque Number<space>Account Number and send it to 09223008486. An SMS would then be received containing the status of the cheque along with the approximate time that would be taken to get the cheque deposited.
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To block the Union Bank of India ATM Card
In case of a lost/ stolen card, an SMS banking facility can be used to block the card. An SMS is to be sent in the below-mentioned format:
UBLOCK<space>Last 4 digits of the card
To
09223008486
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To locate the nearest Union Bank of India ATM
To know the nearest Union Bank of India ATM, one needs to send an SMS in the below-mentioned format:
UATM<space>Pin Code<space>City name
To
09223008486
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To link the Aadhar Card to the bank account
In case an account holder wishes to link his/her Aadhar card with the bank account, he/ she is required to send an SMS in the below-mentioned format:
UID<space>Account Number<space>Aadhar Card Number
To
09223008486
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To access Doorstep Banking
In case an account holder is willing to avail of doorstep banking, send an SMS UDSB and send it to 09223008486.
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To locate the nearest Union Bank of India branch
To know the nearest Union Bank of India ATM, one needs to send an SMS in the below-mentioned format:
UBRANCH{space}Pin Code{space}City name
To
09223008486
Benefits of Union Bank of India SMS Banking:
Below mentioned are the benefits of the Union Bank of India’s SMS banking:
- Customers can check account balances with the help of SMS Banking.
- Customers can easily link their Aadhar cards with their bank accounts using the SMS Banking service.
- Using an SMS banking facility, users can also request for Mini Statement.
- Also, the status of the cheque that has been deposited can be checked via SMS Banking.
- It lets users block their ATM cum debit card In case of a lost or stolen card.
- It allows users to locate the nearest bank branch or ATM branch.
- It allows account holders to keep a track of the funds available in the bank account with the help of notifications received via SMS.
- This service can be used anywhere and at any time.
Charges and Fees
Rs 15 per quarter
Features of Union Bank of India SMS Banking
Below mentioned are the features of Union Bank of India SMS Banking:
- Safety: All the transactions above a value desired are intimated to customers as and when they occur so as to keep them updated.
- Convenience: There is no need to stand in the bank or ATM queue to check the account.
- Updates: Customers can get automatic updates with respect to deposits/ loan installments due, interest rate charges, and new products.
- Availability: this service can be accessed from anywhere in the world and at any time.
FAQ’s
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What are the key contents of the SMS banking application form of Union bank of India?
Below mentioned are the key contents of the application form of Union Bank of India for SMS Banking:
- Name of the Customer
- Address (if changes from what informed to bank)
- Branch
- Primary Account Number (Only SB, OD, and CD Accounts)
- Mobile Number (Without the country code)
- Country Code (For NRI customers holding a mobile number issued abroad)
Also, the Alerts that are desired are as mentioned below:
- Balance below Rs _____ in the primary account: Yes/ No (amount above Rs 1000 only)
- Credits above Rs _____ in the primary account: Yes/ No (amount equal to or above Rs 1000/5000 for SB or OD/CD resp)
- Debits above Rs _____ in the primary account: Yes/ No (amount equal to or above Rs 1000/5000 for SB or OD/CD resp)
- Deposit Maturity Alert: Yes/ No
- Loan Installment due alert: Yes/ No